Comparing RightCapital and eMoney for Your Financial Planning Needs
Choosing the right financial planning software is an important decision for building and managing your clients’ plans with confidence. XYPN partners with both RightCapital and eMoney to provide members with powerful tools, and each platform offers different strengths. This article will walk you through key differences to help you decide which one best fits your firm’s needs.
RightCapital Overview
RightCapital is known for being intuitive, fast to learn, and highly visual. It’s often a great fit for firms looking to get up and running quickly with streamlined financial planning tools.
Key Highlights:
- User-friendly interface that’s simple to navigate
- Strong focus on cash flow-based planning and scenario modeling
- Integrated tax planning and Roth conversion analysis
- Modern, client-facing portal with mobile access
- Quick onboarding process and minimal setup time
RightCapital is typically a good option for advisors who want a streamlined experience that balances robust planning capabilities with ease of use.
eMoney Overview
eMoney is a feature-rich and highly customizable platform designed for deep, detailed planning. It’s a strong choice for firms that need advanced functionality and are comfortable with a steeper learning curve.
Key Highlights:
- Robust goal-based and cash flow planning options
- Extensive customization and advanced reporting capabilities
- Comprehensive client vault for document storage and sharing
- Real-time account aggregation and data tracking
- Highly detailed planning tools for complex financial situations
eMoney is often best suited for advisors who want comprehensive planning depth and advanced client collaboration tools, and who are prepared for a more involved onboarding process.
Choosing What Works for You
Both RightCapital and eMoney are powerful planning tools. The best choice depends on your firm’s planning style, how deep you want to go into cash flow modeling, and how much customization you need for client plans.
It may help to consider:
- How quickly you want to get set up and running
- The complexity of your typical client plans
- The level of detail and customization you prefer
- Your and your clients’ comfort with more advanced technology
Additional Support
If you’d like to explore either tool further, check out their demo environments or schedule a call with their sales teams to see them in action.
And as always, our XYPN Membership Team is here to help — reach out to us at membership@xyplanningnetwork.com if you’d like to talk through your options or need guidance on getting started.